This is part four of a series of posts on why *everyone* needs an estate plan. In this post, I want to reach out to those of you who are nearing retirement. Approaching retirement often drives hard working individuals to focus on financial planning for enjoying life beyond work. This is definitely an important piece of the puzzle, but there is a bigger piece. What will happen to all of that planning when something happens to you? When considering the future, you want to be sure that you, and not the courts, determine how your life's work is managed and distributed to your loved ones. Your assets, whether entrusted to you from generations passed or accumulated through years of hard work, sh
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